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Third Party Liability

 A significant threat to the viability of any company is the exposure it faces from litigation arising from everyday business activities. Between the world changing and your business changing, you must pay attention to potential new sources of liability.

Sources of liability can arise from four major areas:

  • Your operations while they are being performed
  • Your operations performed by others for you
  • Products that you sell or services you provide after they are sold or work is completed
  • Risks you assume and are responsible for under a contract

Common claims can be brought for pain and suffering, loss of property or loss of use, discrimination, violation of intellectual property rights, harassment, employment practices, or mismanagement, among others.

By collaborating with your legal counsel, Santa Maria provides a level of expertise that helps identify, mitigate and protect your business from these threats.  We are regularly asked to review a variety of business issues including contracts relative to risk management and insurance requirements.

Products and Services

  • Review of rating classifications
  • Review of lease agreements
  • Review of coverage terms for outside contractors and subcontractors
  • Review of outside contractual agreements
  • Review of certificates received from others
  • Online certificate issuance program

Request a Consultation

To discuss your third party liability risks with an expert, please contact Santa Maria online or call us at (925) 956-7600.

Our Location

Santa Maria & Company

1550 Parkside Drive, Suite 200
Walnut Creek, CA 94596
Main office: 925-956-7600
Toll free: 866-921-3347
Fax: 925-956-7601

Our Providers

Testimonials

I found the rare breed of insurance company that fights for you and stands by you. If you are looking for an insurance company that has integrity and amazing customer service, I would hands down, wholeheartedly recommend Santa Maria

Eli I., Remodeling Contractor
As a home builder in Northern California, I have endured numerous complicated issues while trying to protect my business from unforeseen liabilities, satisfying the multiple requirements of individual municipalities, and doing so at a reasonable expense. Santa Maria and Company has been instrumental in these dealings by providing quality advice, creative alternative solutions, and excellent service.

Dennis C., Home Builder
Santa Maria & Company helped guide our business through a difficult time by being proactive, informing us of potential obstacles, and avoiding surprises. Their customer focus has clearly covered the present, the future, and the 'what if' conditions that all businesses must deal with. We feel that our company is very well prepared to handle our complicated risk-related issues because of their support and guidance.

Robert M., Equipment Manufacturing Executive
The company is sincere, honest, always looking out for our best interests. They continually work to understand our business, to develop strategies to mitigate our exposure. That gives us a real competitive advantage.

Shaun M., Food Industry Risk Manager
Santa Maria & Company has helped us solve some tough insurance challenges, but they continue to identify emerging risks, such as cybercrime, and help us protect against them. Their customer service is fantastic.

Jeff B., Medical Industry CFO
This company knows the local insurance market better than the larger brokers ever could. They are true experts who take the time to explain all of our coverage options and help us make the right decisions. It's almost like having an insurance professional on staff.

Matt A., Food Industry Executive
It is a real advantage to work with risk insurance experts that have underwriting experience. Since we have been working with Santa Maria, we've grown a great deal and other companies are always trying to win our business. Santa Maria has the expertise in insurance and high tech industry risks that we need and their personal service is excellent.

Cynthia G., Technology Industry Executive