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Disability Insurance

Your Biggest Asset is You

Santa Maria & Company Risk & Insurance provides disability insurance to individuals in Walnut Creek, San Francisco, Sacramento, San Jose, Fremont, Oakland, and surrounding areas.

Disability Insurance

When it comes to protecting your assets, one of the most important things you can insure your ability to work and earn a living. At SMC, we know that you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will still need an income to maintain your standard of living.

 

With disability income insurance from SMC, you can continue to pay your bills and avoid serious debt. If you cannot work as a result of injury or illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.

 

Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling incident. Like life insurance, disability is purchased for a period of time, such as a two- or five-year term, and benefits will only be paid if you become disabled during the term of the policy.

 

Choosing the right disability coverage is important. A representative at SMC will look at your unique situation and help design the best policy that meets your personal insurance needs.

 

Contact us today online or by phone at (925) 956-7600 to schedule a consultation.

Our Location

Santa Maria & Company

1550 Parkside Drive, Suite 200
Walnut Creek, CA 94596
Main office: 925-956-7600
Toll free: 866-921-3347
Fax: 925-956-7601

Our Providers

Testimonials

I found the rare breed of insurance company that fights for you and stands by you. If you are looking for an insurance company that has integrity and amazing customer service, I would hands down, wholeheartedly recommend Santa Maria

Eli I., Remodeling Contractor
As a home builder in Northern California, I have endured numerous complicated issues while trying to protect my business from unforeseen liabilities, satisfying the multiple requirements of individual municipalities, and doing so at a reasonable expense. Santa Maria and Company has been instrumental in these dealings by providing quality advice, creative alternative solutions, and excellent service.

Dennis C., Home Builder
Santa Maria & Company helped guide our business through a difficult time by being proactive, informing us of potential obstacles, and avoiding surprises. Their customer focus has clearly covered the present, the future, and the 'what if' conditions that all businesses must deal with. We feel that our company is very well prepared to handle our complicated risk-related issues because of their support and guidance.

Robert M., Equipment Manufacturing Executive
The company is sincere, honest, always looking out for our best interests. They continually work to understand our business, to develop strategies to mitigate our exposure. That gives us a real competitive advantage.

Shaun M., Food Industry Risk Manager
Santa Maria & Company has helped us solve some tough insurance challenges, but they continue to identify emerging risks, such as cybercrime, and help us protect against them. Their customer service is fantastic.

Jeff B., Medical Industry CFO
This company knows the local insurance market better than the larger brokers ever could. They are true experts who take the time to explain all of our coverage options and help us make the right decisions. It's almost like having an insurance professional on staff.

Matt A., Food Industry Executive
It is a real advantage to work with risk insurance experts that have underwriting experience. Since we have been working with Santa Maria, we've grown a great deal and other companies are always trying to win our business. Santa Maria has the expertise in insurance and high tech industry risks that we need and their personal service is excellent.

Cynthia G., Technology Industry Executive