Your Biggest Asset is You
Santa Maria & Company Risk & Insurance provides disability insurance to individuals in Walnut Creek, San Francisco, Sacramento, San Jose, Fremont, Oakland, and surrounding areas.
When it comes to protecting your assets, one of the most important things you can insure your ability to work and earn a living. At SMC, we know that you depend on your income to pay bills, put food on the table, and provide for your family. But if you get sick or injured and cannot work, you will still need an income to maintain your standard of living.
With disability income insurance from SMC, you can continue to pay your bills and avoid serious debt. If you cannot work as a result of injury or illness, a disability insurance policy will pay a portion of your income, usually between 50 and 70 percent.
Policies can vary greatly depending on the individual, and the duration and amount for which you are reimbursed are determined by the nature of the disabling incident. Like life insurance, disability is purchased for a period of time, such as a two- or five-year term, and benefits will only be paid if you become disabled during the term of the policy.
Choosing the right disability coverage is important. A representative at SMC will look at your unique situation and help design the best policy that meets your personal insurance needs.
Contact us today online or by phone at (925) 956-7600 to schedule a consultation.