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Glossary C-D

CAN-SPAM Act

cap

capacity

capital

capital adequacy

capital allocation

Capital Asset Pricing Model (CAPM)

capital at risk

capital attribution

capital markets

capital stock

capital stock company

capital structure

capital sum

capitated fee

CAPM

captain of the ship doctrine

captive

captive facility

Captive Insurance Companies Association (CICA)

captive management company

captive value added (CVA)

care, custody, or control (CCC)

cargo insurance

Carmack Amendment

Carriage of Goods by Sea Act (COGSA)

carrier

carryover provision

case management

case reserve

case reserves cash flow plans

cash balance pension plans

cash call

cash flow program

cash flow return on investments (CFROI)

cash flow underwriting

cash refund annuity

cash surrender value

casualty insurance

catastrophe

catastrophe bond

catastrophe equity put

catastrophe plan

catastrophe policy

catastrophe reinsurance

catastrophe reserves

catastrophic loss

causes of loss

causes of loss forms (ISO)

CCC

cedant

cede

ceded premiums

ceding commission

ceding company

cell captive

central collection point

central tendency

CERCLA

certificate holder

certificate of compliance

certificate of insurance

certificate of reinsurance

certified act of terrorism

Certified Risk Manager (CRM)

cession

cession number

cession statement

cestui que vie

CFC

CGL

channeling

chaplain or priest malpractice

charter

Chartered Insurance Institute (CII)

Chartered Life Underwriter (CLU)

Chartered Property Casualty Underwriter (CPCU)

charterers legal liability coverage

chemical, biological, radiological, nuclear (CBRN) weapon

Chemnet

chief risk officer (CRO)

Children's Online Privacy Protection Act (COPPA)

Choice no-fault

chronic toxicity

chronological stabilization plans

CIF

circumstance

Civil Rights Act of 1991

claim

claimant

claim expense

claims adjuster

claims administrator

claims audit

claims-made

claims-made and reported policy

claims-made and reported provision

claims-made multiplier

claims-made reinsurance

claims-paid policy

claims reserve

clash cover

class

class action

Class Action Fairness Act of 2005

class I area

Class 1 insureds

Class 2 insureds

classification

classified insurance

class of business

class rating

clause

Clean Air Act (CAA)

clean closure

cleanup fund

Clean Water Act (CWA)

client company

climate change risk

clinical patterns

closed-loop recycling

CLU

coded excess

codefendant

coding

coemployer

coemployment

COGSA

coinsurance hammer clause

coinsurance provision

coinsurer

collapse additional coverage

collapse: homeowners policy

collar

collateral

collateral agreement

collateral documents

collateral estoppel

collateralization of cash flow programs

collateral source rule

collateral value insurance

collection commission

collection fee

collision damage waiver

collision insurance

combination plan reinsurance

combination policy

combined ratio

comment period

commercial appropriation

commercial auto insurance coverage forms

commercial crime policy

commercial general liability (CGL) policy

commercial insurer or reinsurer

commercial lines

Commercial Lines Manual (CLM)

commercial multiple peril (CMP) policy

commercial output policy (COP)

commercial package policy

commercial property conditions form (ISO)

commercial property coverage forms (ISO)

commercial property policy

commercial property program

commercial risks

commercial waste management facility

commission

commissioner

commissioners standard ordinary 1958 mortality table

commissions of selling agents coverage

Committee on Sponsoring Organizations (COSO)

common accident

common carrier

common disaster

common law

common law defenses

common law liability

common policy conditions

community property

community rating

Community Rating System (CRS)

commutation

commutation agreement

commutation clause

commutation rights

comparative negligence

compensable

Compensated Intercorporate Hauling (CIH)

compensating balance plan

compensatory damages

competitive bidding

competitive state funds

complaint

completed operations

complete retention

composite rating

comprehensive 3-D policy

comprehensive auto coverage

comprehensive auto liability (CAL)

comprehensive boiler and machinery coverage

Comprehensive Environmental Response Compensation and Liability Act (CERCLA)

comprehensive general liability (CGL) policy

comprehensive personal liability

compulsory insurance

compulsory insurance requirements (international insurance)

computer crime insurance

computer fraud coverage form

computer software design errors and omissions

concealment

concurrency

concurrent causation

concurrent-cause situation

concurrent insurance

conditional binding receipt

conditionally renewable

conditional payment clause

conditional vesting

conditions

condominium association coverage form (ISO)

confidence intervals (levels)

confiscation, expropriation, nationalization, and deprivation insurance

conflict of laws

ConsensusDOCS

consent judgment

consent to settlement clause

consequential bodily injury suits

consequential loss

conservator

consideration

consolidated insurance program (CIP)

Consolidated Omnibus Budget Reconciliation Act (COBRA)

consolidation

constructibility review

construction ban

construction defect

construction management agency

construction management at-risk

construction management (CM)

construction management professional liability insurance

Construction Risk and Insurance Specialist (CRIS)

constructive discharge

constructive total loss

contents rate

contestable clause

contingency fee

contingency plan

contingency planning

contingency reserve

contingent annuitant

contingent beneficiary

contingent business interruption insurance

contingent commission

contingent extra expense insurance

contingent liability from operation of building codes

continuance

continuation of coverage in bankruptcy provision

continuing undertaking rule

continuous contract

continuous injury trigger

continuous treatment rule

contract

contract attorney

contract bond

contract carrier

Contract Certainty

contract of adhesion

contractor controlled insurance program (CCIP)

contractors all risks insurance (CAR)

contractor's limitation endorsement

contractors professional liability insurance

contractors rework coverage

contract ratification indemnity

contract repudiation indemnity

contractual liability

contractual liability insurance

contractual risk transfer

contra proferentem rule

contribution

contribution by equal shares

contribution by limits

contributory negligence

controlled foreign corporation (CFC)

controlled insurance program (CIP)

controlled master insurance program

controlled unrelated business

controlling

Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 (CAN-SPAM)

control technique guidelines (CTG)

convention blank

convention statement

convergence

convergence (of the capital and insurance markets)

converted losses

convertible

Cooke ratio

cooperation clause

cooperative controlled insurance program (CO-CIP)

cooperative insurance

Coordinated Advertising, Rate and Form Review Authority (CARFRA)

coordination of coverage

COP

COPE

core capital

corporate counsel

corporate governance

corporate override agreement

corporate reimbursement coverage

corporation

correlation/uncorrelation

corridor deductible

cost and freight (C and F)

cost, insurance, and freight (CIF)

cost of hire endorsement

cost of risk

cost of suit coverage

cost of well control

cosurety

counseling liability

counsel selection provision

counterparty

countersignature

coupon interest

course of employment

courthouse steps settlement

court reporter

covariance

covenant not to execute

covenant not to sue

covenants, conditions, and restrictions (CC&R)

cover

coverage

coverage form

coverage trigger

cover note

CPCU

cradle-to-grave or manifest system

credentialing liability

credibility

credit carry-forward

credit default swap

credit for reinsurance

credit insurance

credit life insurance

credit risk

credit wrap

crisis

crisis management approach

crisis management coverage

crisis management plan

criteria pollutant

critical recommendation

criticism

crop-hail insurance

cross-complainant

cross-complaint

cross-defendant

cross-liability coverage

cross-liability endorsement

cross purchase

Cumis counsel

cumulative collusive excess cover

cumulative injury

current disbursement

current service benefit

custom bond

customer's auto

cutoff

cut through endorsement

CWA

cyberspace liability

 

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

D

daily reports

'damage to premises rented to you'

'damages reduction' provision

data processing coverage

data processors errors and omissions coverage

date of issue

deadheading

dealers driveaway collision

death benefit

Death on the High Seas Act (DOHSA)

death rate

debit agent

debit life insurance

debit system

debris removal

decennial liability

declarations

declaratory judgment

declination

deductible

deductible, annual aggregate

deductible plan

deemer period

deemers

defamation

default

default insurance

defeasance

defendant

Defense Base Act

defense costs endorsements

defense clause

defense-only coverage

defense within limits

deferred acquisition cost (DAC)

deferred group annuity

deferred payment merchandise

deferred premiums

deferred tax asset

deficit carry-forward or carry-back

defined benefit plan

defined contribution plan

delay clause

delayed completion coverage

delay in start-up (DSU) insurance

delivery

demand surge

demand trigger coverage

demolition coverage

demurrage

demurrer

demutualization

denial of tenure claims

Department of Labor (DOL)

Department of Transportation (DOT)

dependent properties time element coverage

deposit

deposit accounting

deposition

deposit policy

deposit premium

depreciation

deprivation

derivative

derivative contract

derivative lawsuits

designated contractor

designated employees

designated insured endorsement

designated operations exclusion endorsement

designated pollutant

 

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Our Location

Santa Maria & Company

1550 Parkside Drive, Suite 200
Walnut Creek, CA 94596
Main office: 925-956-7600
Toll free: 866-921-3347
Fax: 925-956-7601

Our Providers

Testimonials

I found the rare breed of insurance company that fights for you and stands by you. If you are looking for an insurance company that has integrity and amazing customer service, I would hands down, wholeheartedly recommend Santa Maria

Eli I., Remodeling Contractor
As a home builder in Northern California, I have endured numerous complicated issues while trying to protect my business from unforeseen liabilities, satisfying the multiple requirements of individual municipalities, and doing so at a reasonable expense. Santa Maria and Company has been instrumental in these dealings by providing quality advice, creative alternative solutions, and excellent service.

Dennis C., Home Builder
Santa Maria & Company helped guide our business through a difficult time by being proactive, informing us of potential obstacles, and avoiding surprises. Their customer focus has clearly covered the present, the future, and the 'what if' conditions that all businesses must deal with. We feel that our company is very well prepared to handle our complicated risk-related issues because of their support and guidance.

Robert M., Equipment Manufacturing Executive
The company is sincere, honest, always looking out for our best interests. They continually work to understand our business, to develop strategies to mitigate our exposure. That gives us a real competitive advantage.

Shaun M., Food Industry Risk Manager
Santa Maria & Company has helped us solve some tough insurance challenges, but they continue to identify emerging risks, such as cybercrime, and help us protect against them. Their customer service is fantastic.

Jeff B., Medical Industry CFO
This company knows the local insurance market better than the larger brokers ever could. They are true experts who take the time to explain all of our coverage options and help us make the right decisions. It's almost like having an insurance professional on staff.

Matt A., Food Industry Executive
It is a real advantage to work with risk insurance experts that have underwriting experience. Since we have been working with Santa Maria, we've grown a great deal and other companies are always trying to win our business. Santa Maria has the expertise in insurance and high tech industry risks that we need and their personal service is excellent.

Cynthia G., Technology Industry Executive